
Andhra Pradesh accounts for the maximum percentage of Self-Help Groups in bank credit.

Important Questions on Money and Credit



There are households in the villages of Almora, of which the loan taken by households are from the state Bank of India, another household from their friends and relatives, households from Indian Bank, households from Regional rural Bank, households from businessmen, households from village headmen and households from cooperative societies. Which of the following statement is / are correct?
i. Formal sources of credit are lower than the others
ii. Institutional sources of credit are higher than others
iii. Non-institutional sources of credit are higher than others
iv. Informal sources of credit are higher than others








There are households in the village of Awangkhul, of which the loan taken by households are from the State Bank of India, another households from their friends and relatives, households from Indian Bank, households from a Regional Rural Bank, households from businessmen, households from village headmen and households from cooperative societies. Which of the following inference(s) is/are correct?
I. Formal sources of credit are lower than the others.
II. Institutional sources of credit are higher than others.
III. Non-institutional sources of credit are higher than others.
IV. Informal sources of credit are slightly higher than others.

Observe the data given in the following table.
City | Female Literacy Rate (%) | Male Literacy Rate (%) | Sex-Ratio |
A | |||
B | |||
C | |||
D |
Based on the above table, identify the city which has the extent of equality between males and females better than the rest in terms of the given parameters?


Column – I in the following table indicates the states of India and Column – II the sex ratio (females/per 1000 males) in 2011 census. Which one of the following is proper combination?
Column – I (States) |
Column – II (Sex Ratio) |
A. Tamil Nadu | 1. |
B. West Bengal | 2. |
C. Maharashtra | 3. |
D. Madhya Pradesh | 4. |

Gender inequality index (GDI) is calculated at the international level by one of the following agencies:
I. U.N.D.P
II. UNICEF
III. UN's General Assembly
IV. UNESCO



Of the households in the village of Chandanwadi, households are debtors. They have borrowed money from the following sources.
Sources of Credit | No. of Households |
Landlords | |
Bank of India | |
Farmers’ cooperative bank | |
Moneylenders | |
Bank of Allahabad | |
Friends and relatives | |
Maharashtra State Cooperative Bank |
Based on the table given above which of the following statements are correct?
I. Formal sources of credit are lower than informal sources.
II. Informal sources of credit are lower than formal sources.
III. One-fifth of debtors borrowed from friends and relatives.
IV. Moneylenders and landlords continue to be major sources of credit in the village.


