EASY
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Andhra Pradesh accounts for the maximum percentage of Self-Help Groups in bank credit.

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Important Questions on Money and Credit

EASY
Which bank is known as Central Bank of India ?
EASY
Which of the following organization looks after the credit needs of agriculture and rural development in India?
MEDIUM
Which one of the following is a formal sector of credit?
HARD

There are 1000 households in the villages of Almora, of which the loan taken by 200 households are from the state Bank of India, another 200 household from their friends and relatives, 50 households from Indian Bank, 100 households from Regional rural Bank, 150 households from businessmen, 100 households from village headmen and 200 households from cooperative societies. Which of the following statement is / are correct?

i. Formal sources of credit are lower than the others

ii. Institutional sources of credit are higher than others

iii. Non-institutional sources of credit are higher than others

iv. Informal sources of credit are higher than others

EASY
In an SHG (self help group) most of the decisions regarding saving and loan activities are taken by-
EASY
The main function of Reserve Bank of India is:
EASY
Who is the founder of Grameen Bank of Bangladesh?
HARD
Which of the following is the highest literacy rate district of Rajasthan?
HARD
XYZ bank has 10000 crores public deposits and is interested to utilize 7500 crores of its funds. In your opinion, which of the following activity do you find a better option for bank-
EASY
The institutional source of credit is
EASY
The Reserve Bank of India was nationalised in 
MEDIUM

There are 100 households in the village of Awangkhul, of which the loan taken by 20 households are from the State Bank of India, another 20 households from their friends and relatives, 5 households from Indian Bank, 10 households from a Regional Rural Bank, 15 households from businessmen, 10 households from village headmen and 20 households from cooperative societies. Which of the following inference(s) is/are correct?


 I. Formal sources of credit are lower than the others.
 II. Institutional sources of credit are higher than others.
 III. Non-institutional sources of credit are higher than others.
 IV. Informal sources of credit are slightly higher than others.

MEDIUM

Observe the data given in the following table.

City Female Literacy Rate (%) Male Literacy Rate (%) Sex-Ratio
A 66.77 85.38 960
B 71.16 82.67 980
C 73.78 77.17 989
D 59.26 89.24 972

Based on the above table, identify the city which has the extent of equality between males and females better than the rest in terms of the given parameters?

EASY
Reserve Bank of India grants loans to:
HARD

Column – I in the following table indicates the states of India and Column – II the sex ratio (females/per 1000 males) in 2011 census. Which one of the following is proper combination?

Column – I

(States)

Column – II

(Sex Ratio2011)

A. Tamil Nadu 1. 950
B. West Bengal 2. 931
C. Maharashtra 3. 996
D. Madhya Pradesh 4. 929

 

EASY

Gender inequality index (GDI) is calculated at the international level by one of the following agencies:

I. U.N.D.P

II. UNICEF

III. UN's General Assembly

IV. UNESCO

 

EASY
Capital requirement of "NABARD" (National Bank for Agriculture and Rural Development) met by which of the following institution-
MEDIUM

Of the 200 households in the village of Chandanwadi, 100 households are debtors. They have borrowed money from the following sources.

                   Sources of Credit             No. of Households
Landlords 22
Bank of India 5
Farmers’ cooperative bank 15
Moneylenders 18
Bank of Allahabad 10
Friends and relatives 15
Maharashtra State Cooperative Bank 15

Based on the table given above which of the following statements are correct?

I. Formal sources of credit are lower than informal sources.

II. Informal sources of credit are lower than formal sources.

III. One-fifth of debtors borrowed from friends and relatives.

IV. Moneylenders and landlords continue to be major sources of credit in the village.

MEDIUM
Briefly explain the functioning of self help groups for the poor in matters regarding availability of loans.