EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
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Banks can allow loans against specially minted gold coins up to _____ per borrower.

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Important Questions on Loan Policy and Loan Documentation

EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 5
The rates of interest on loans and advances given by banks w.e.f. 01.04.2016 are to be determined with reference to:
EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 6
Loan to value ratio for a home loan up to Rs. 30 lakh can be maximum:
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 7
Interest rates when charged by banks in terrns of RBI directives, cannot be questioned, being excessive, in a court of law, under the provision of:
EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 8
Statutory Liquidity Ratio is maintained by banks on which of the following:
HARD
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 9
Post disbursement supervision by lenders, particularly in respect of loans up to _____, should be constructive with a view to taking care of any "lender-related” genuine difficulty that the borrower may face. 
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 10
Bank-X received 3 proposals for working capital sanction that include renewal of limit of Rs. 60 cr for a sugar mill, a fresh proposal of R.s.1 cr for financing development and proposal of an MSE for Rs.7 cr. Which of the following methods would be used:
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 11
Cost relating to registration charges, stamp duty payment etc. can be included in cost when cost of house is up to _____ for loan to value ratio calculation purpose.
EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Hand Book Of Banking Information>Chapter 2 - Loan Policy and Loan Documentation>TEST YOUR SELF>Q 12
Following liability is not taken as part of time and demand liabilities for the purpose of CRR: