MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Earn 100
Initial repayment holiday given to a borrower for repayment of the loan is called:
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Important Questions on Credit Functions of Banks
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
In the case where the loan is sanctioned by the bank against the borrower submitting the fake/forged documents and thus, playing fraud on the bank, such a loan is to be treated in the bank's books as a _____ asset, even when there is a recovery in the account as per the repayment schedule approved by the bank at the time of sanctioning the loan.
EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
A loan granted for short-term crops will be treated as NPA if the instalment of principal or interest thereon or both remain overdue for _____ crop season (s).
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Which of the following is not considered one among the loans under Retail Banking?
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
When banks make advances to limited companies against their assets, the required forms are to be presented to the Registrar companies within from the date of execution in _____.
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Which of the following is the correct definition of the term commercial papers?
i. It is nothing but the popular name of the judicial stamp papers used to register financial transactions.
ii. It is one of the instruments through which corporates raise debt from the market.
iii. It is the name of the 'Certificate of Deposits' (CD) provided by the bank to its retail customers.
Select the correct answer using the codes given below:
EASY
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Which of the following means of lending is considered as a priority sector loan?
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Term deposits, which are payable only after the expiry of the specified period, are also called:
MEDIUM
Bihar Cooperative Bank Assistant Mains
IMPORTANT
Which of the following would be treated as an unsecured loan?
