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Nainital Bank Clerk
IMPORTANT
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Why is the offering of "teaser loans" by commercial banks a cause of economic concern?

I. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.

II. In India, teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing units.

Which of the statements given above is/are correct?

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Important Questions on Economic and Social Issues

MEDIUM
Nainital Bank Clerk
IMPORTANT

Which of the following can aid in furthering the Government's objective of inclusive growth?

1. Promoting Self-Help Groups.

2. Promoting Micro, Small and Medium Enterprises.

3. Implementation of the Right to Education Act.

Select the correct answer using the codes given below:

MEDIUM
Nainital Bank Clerk
IMPORTANT

Biodiversity forms the basis for human existence in the following ways:

1. Soil formation.

2. Prevention of soil erosion.

3. Recycling of waste

4. Pollination of crops.

Select the correct answer using the codes given below:

MEDIUM
Nainital Bank Clerk
IMPORTANT
Aspartame is an artificial sweetener sold in the market. It consists of amino acids and provides calories like other amino acids. Yet, it is used as a low-calorie sweetening agent in food items. What is the basis of this use?
MEDIUM
Nainital Bank Clerk
IMPORTANT

What is the difference between a CFL and an LED lamp?

I. To produce light, a CFL uses mercury vapour and phosphor while an LED lamp uses semi-conductor material.

II. The average life span of a CFL is much longer than that of an LED lamp.

III. A CFL is less energy-efficient as compared to an LED lamp.

Which of the statements given above is/are correct?

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Nainital Bank Clerk
IMPORTANT
Which one of the following is not a site for in-situ method of conservation of flora?
MEDIUM
Nainital Bank Clerk
IMPORTANT

Consider the following statements:

1. Right to education.

2. Right to equal access to public service.

3. Right to food.

Which of the above is/are Human Right/ Human Rights under "Universal Declaration of Human Rights"?

MEDIUM
Nainital Bank Clerk
IMPORTANT

Three of the following criteria which have contributed to the recognition of Western Ghats-Sri Lanka and Indo-Burma regions as hotspots of biodiversity:

1. Species richness.

2. Vegetation density.

3. Endemism.

4. Ethno-botanical importance.

5. Threat perception.

6. Adaptation of flora and fauna to warm and humid conditions.

Which three of the above are correct criteria in this context?

MEDIUM
Nainital Bank Clerk
IMPORTANT

Human activities in the recent past have caused the increased concentration of carbon dioxide in the atmosphere but a lot of it does not remain in the lower atmosphere because of:

I. Its escape into the outer stratosphere.

II. The photosynthesis by phytoplankton in the oceans.

III. The trapping of air in the polar ice caps.

Which of the statements given above is/are correct?