
Why is the offering of "teaser loans" by commercial banks a cause of economic concern?
I. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.
II. In India, teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing units.
Which of the statements given above is/are correct?


Important Questions on Economic and Social Issues
Which of the following can aid in furthering the Government's objective of inclusive growth?
Promoting Self-Help Groups.
Promoting Micro, Small and Medium Enterprises.
Implementation of the Right to Education Act.
Select the correct answer using the codes given below:

Biodiversity forms the basis for human existence in the following ways:
Soil formation.
Prevention of soil erosion.
Recycling of waste
Pollination of crops.
Select the correct answer using the codes given below:


What is the difference between a CFL and an LED lamp?
I. To produce light, a CFL uses mercury vapour and phosphor while an LED lamp uses semi-conductor material.
II. The average life span of a CFL is much longer than that of an LED lamp.
III. A CFL is less energy-efficient as compared to an LED lamp.
Which of the statements given above is/are correct?


Consider the following statements:
Right to education.
Right to equal access to public service.
Right to food.
Which of the above is/are Human Right/ Human Rights under "Universal Declaration of Human Rights"?

Three of the following criteria which have contributed to the recognition of Western Ghats-Sri Lanka and Indo-Burma regions as hotspots of biodiversity:
Species richness.
Vegetation density.
Endemism.
Ethno-botanical importance.
Threat perception.
Adaptation of flora and fauna to warm and humid conditions.
Which three of the above are correct criteria in this context?

Human activities in the recent past have caused the increased concentration of carbon dioxide in the atmosphere but a lot of it does not remain in the lower atmosphere because of:
I. Its escape into the outer stratosphere.
II. The photosynthesis by phytoplankton in the oceans.
III. The trapping of air in the polar ice caps.
Which of the statements given above is/are correct?
