LIC AAO Mains

The Life Insurance Corporation of India (LIC) conducts the recruitment exam to induct suitable candidates for the post of Assistant Administrative Officer (AAO) every year. The LIC AAO selection process comprises three stages, i.e., Prelims, Mains and Interview. The prelims exam is qualifying in nature. However, the marks of the mains exam and interview will be considered for the final selection.

LIC will announce the vacancies for AAO posts this year. Furthermore, candidates could apply for LIC AAO recruitment after notification is released. The LIC AAO Prelims will be held soon. The LIC AAO Mains exam is yet to be scheduled. Candidates can further scroll down to know eligibility, vacancies, application dates, syllabus, exam pattern, and more.

LIC AAO Mains Exam Summary 2025

Let us have an overview of the LIC AAO 2025 recruitment from the table below before getting into details:

Particulars	Details
Exam Name	LIC AAO
Exam Conducting Body	Life Insurance Corporation of India (LIC)
Name of Post	Assistant Administrative Officer (AAO)
Level of Exam	National-level
Number of Vacancies	300
Application Mode	Online
Frequency	Once in a Year
Selection Stages	Three (Prelims, Mains, and Interview)
Mode of Exam	Online
Job Location	Across India
Official Website	licindia.in

Aspirants can check all the latest updates related to the LIC AAO Mains 2025 below:

• The officials will issue admit cards for the LIC AAO Prelims exam on the official website.
• Candidates could apply online for LIC AAO 2025 after notification is announced.
• The LIC AAO notification 2025 will publish soon.

The Life Insurance Corporation of India will publish the official notification for LIC AAO 2025 soon. Interested candidates can check and download the notification on the official website, i.e., licindia.in. Furthermore, they can also download the notification from the direct link updated below:

• Download LIC AAO Notification PDF 2025

Candidates can check the LIC AAO important dates 2025 from the table provided below:

Events	Dates
Release of Official Notification	To Be Announced
Online Application Start Date	To Be Announced
Last date to Apply Online	To Be Announced
LIC AAO Prelims Admit Card Date	To Be Announced
LIC AAO Prelims Exam Date	To Be Announced
Release of Prelims Result	To Be Announced
LIC AAO Mains Admit Card Download Date	To Be Announced
LIC AAO Mains Exam Date	To Be Announced
Announcement of Mains Result	To Be Announced
Release of Interview Call Letter	To Be Announced
LIC AAO Interview Dates	To Be Announced
Declaration of Final Result	To Be Announced

The officials will announce the expected 300 vacancies for Assistant Administrative Officers. LIC releases the vacancy details along with the official notification. Candidates can check the category-wise LIC AAO vacancy 2025 from the table below:

Reservation	Current Year	Backlog	Vacancy
SC	46	04	50
ST	22	05	27
OBC	70	14	84
EWS	27	0	27
UR	112	0	112
Total Vacancies	277	23	300

As the name implies, a LIC Assistant Administrative Officer entails administrative responsibilities and has a desk job. However, the roles and responsibilities differ slightly based on the department. In general, the LIC AAO is responsible for the following tasks:

• LIC AAOs must assist the Administrative Officer or the department head in supervising the overall operation of the department.
• They must work with other departments to coordinate and communicate
• As AAO they must support consumers and customers whenever they demand it.
• They will conduct studies and develop innovative schemes
• LIC AAOs are also responsible for inspecting existing schemes and policies. They must seek flaws in the existing schemes.
• LIC AAOs will also be responsible for managing and filing claims and settlements.

LIC AAO Mains Salary Structure

Following are the basic pay and allowances paid to candidates hired as LIC AAO. The table below lists the specifics of LIC AAO Salary.

Particular	Amount
Basic Pay	₹ 53,600/-
Special Allowance	₹ 4,500/-
DA (29.36%)	₹ 17,058/-
HRA (7% for Z Class City)	₹ 3,752/-
Transport Allowance	₹ 1,960/-
Gross Salary	₹ 80,870/-

In addition to the basic salary, various allowances are provided to candidates hired as LIC AAO. Following are the allowances provided to the candidates:

• Allowance for Dearness (DA)
• Allowance for House Rent (HRA)
• Compensatory Allowances in the City (which depends on the city category were posted like X – city, Y – city, and Z – city.)

The following table shows the amount or percentage of allowances:

Allowances	Percentage of Basic Pay
Dearness Allowance (DA)	29.36 %
House Rent Allowance (HRA)	Metropolitan Cities – 10% Big Cities – 8% Other Cities – 7%
City Compensatory Allowance (CCA)	Metropolitan Cities – 3% Big or Other Cities – 2 to 2.5%

The only eligibility criteria to appear for the LIC AAO Mains exam is to qualify in the prelims exam. However, if candidates fail to meet the following eligibility criteria, they will not be permitted to attempt the examination.

Age Limit

Candidates must be between the ages of 21 to 30 years. There is also a provision for age relaxation for some categories, in addition to the age limit criteria. Check the below table to know the age relaxation details.

Category	Upper Age Relaxation
Confirmed LIC employees	Further 5 Years
ECO/SSCO (GEN)	5 Years
ECO/SSCO (OBC)	8 Years
ECO/SSCO (SC/ST)	10 Years
OBC	3 Years
PwBD(Gen)	10 Years
PwBD(OBC)	13 Years
PwBD(SC/ST)	15 Years
SC/ST	5 Years

Education Qualification for LIC AAO Mains

To be eligible for LIC AAO (Generalist), candidates must have a Bachelor’s degree in any discipline from a recognised Indian University/Institution.

Note:

• The officials do not consider any other equivalent educational qualification.
• The educational qualification should be from a University/Institute/ Board recognised by Govt. of India / approved by the Government Regulatory bodies.

There is no separate application process for the LIC AAO Mains exam. Those candidates who have registered for Prelims and cleared it will be directly selected for the Mains examination. To apply online for LIC AAO recruitment 2025, candidates must have the following;

• A valid phone number and email address.
• A scanned copy of the photograph, signature, left thumb impression, and declaration
• Mark sheets and Certificates of Completion (to fill out the application form)
• Important information for fee payment

How To Apply Online for LIC AAO 2025?

Follow the below-mentioned steps to apply for the LIC AAO 2025 exam:

• 1st Step: Go to licindia.in, which is the official website.
• 2nd Step: Scroll down to the bottom of the website and click on the ‘Careers’ link.
• 3rd Step: You will be redirected to a new page. Select ‘Assistant Engineers/ AA/ AAO (Specialist)’ from the drop-down menu.
• 4th Step: Next, you will be redirected to a new page. To apply online, go to the ‘Apply Online’ link.
• 5th Step: Select ‘Click here for New Registration’ from the drop-down menu.
• 6th Step: Fill in your name, date of birth, phone number, email address, and other basic information. Please send the information. Then a registration number will be produced.
• 7th Step: Login with the login credentials you get after completing the registration process.
• 8th Step: Complete the application form by providing personal and educational, contact, and other pertinent information.
• 9th Step: Upload your photo and signature in the appropriate formats.
• 10th Step: Review the information you have entered and make the required changes. After that, click on the ‘Submit’ button to submit the application form in its entirety.
• 11th Step: Print a few copies of the completed application form for future use.

Note: The above steps and registration process is applicable only for the Prelims examination. The main exam does not require any registration process.

In the LIC AAO Mains call letter, the officials mention the allotted exam centre. Candidates can check their hall tickets to know the allocated exam centre. Check the table below to know all the exam centres for LIC AAO Mains:

State/UT	Exam Centre
Andhra Pradesh	Guntur
	Kurnool
	Vijaywada
	Vishakhapatnam
Arunachal Pradesh	Naharlagun
Assam	Guwahati
	Silchar
Bihar	Bhagalpur
	Gaya
	Muzaffarpur
	Patna
Chandigarh	Chandigarh – Mohali
Chhattisgarh	Raipur
Delhi NCR	Delhi NCR
Goa	Panaji
Gujarat	Ahmedabad – Gandhi Nagar
	Surat
	Vadodara
Haryana	Ambala
	Gurugram
	Faridabad
Himachal Pradesh	Shimla
Jammu & Kashmir	Jammu
	Srinagar
Jharkhand	Jamshedpur
	Ranchi
Karnataka	Bengaluru
	Belgaum
	Shimoga
Kerala	Kochi
	Thiruvananthpuram
	Thrissur
Madhya Pradesh	Bhopal
	Indore
Maharashtra	Mumbai/Thane/Navi Mumbai
	Nagpur
	Pune
Odisha	Bhubaneshwar
Punjab	Mohali
Rajasthan	Jaipur
	Jodhpur
Tamilnadu	Chennai
	Coimbatore
	Madurai
	Thiruchirapalli
Telangana	Hyderabad
Uttar Pradesh	Allahabad
	Lucknow
	Meerut
Uttarakhand	Dehradun
West Bengal	Greater Kolkata
	Siliguri

The LIC AAO Mains exam is generally conducted online. Candidates who have been shortlisted based on their performance in the prelims exam are the only ones invited to take the mains exam.

Candidates can check important points on the LIC AAO exam pattern for Mains below:

• LIC AAO Mains examination will be conducted for 325 marks, where the objective test carries 300 marks and the descriptive test carries 25 marks.
• The objective and descriptive tests will be available online.
• Each section of the objective test will have a limited time duration. Candidates have to complete the section within the time limits.
• Following the completion of the objective test, a descriptive test will be given. Candidates must take a descriptive test on a computer.
• Descriptive tests in the English Language will be of qualifying in nature, and marks in the English Language will not be used to rank candidates.
• There is no negative marking in the LIC AAO exam. 

Candidates can further check the number of questions and mark distribution of the LIC AAO Mains exam below:

LIC AAO Mains Exam Pattern for Generalist Post

Sections	Total Marks	Total Questions	Duration
Reasoning Ability	90	30	40 minutes
General Knowledge, Current Affairs	40	30	20 minutes
Data Analysis & Interpretation	90	30	40 minutes
Insurance and Financial Market Awareness	60	30	20 minutes
Total	300	120	120 minutes
English Language (Letter Writing & Essay)	25	2	30 minutes

 

Candidates can check the subject-wise LIC AAO syllabus for Mains in the table below:

Subjects	Syllabus
Reasoning Ability	– Syllogism – Mathematical Reasoning – Puzzles – Linear and Circular Sitting Arrangements – Distance and Direction – Coding-Decoding – Statements and Conclusions – Statements and Arguments – Alphabet Series – Blood Relations – Number Series – Clocks and Calendars – Mirror Images – Decision Making – Data Interpretation
Data Analysis & Interpretation	– Number System – Simplification – Simple and Compound Interest – Profit and Loss – Time and Distance – Boats and Streams – Cistern and Pipe – Percentage – Average – Ratio and Proportions – Mixture and Allegation – Time, Distance, Work – Mensuration – Problems on Ages – Data Interpretation
General Knowledge, Current Affairs	– History of India – Indian Economics – Geography – Indian Constitution – Important Days – Books and Authors – Countries, Capitals, and Currencies – Awards, Honors and Recognition – Science and Technology – Inventions and Discoveries – Financial Institutions – National and International – National and International Organizations – Current Affairs – National and International – Indian Politics – Finance, Budget, and Five Year Plans, etc.
Insurance and Financial Market Awareness	– History of LIC and IRDAI – Indian Insurance and Banking Terms – Indian Financial System – Banking Committees – Banking Awareness – Stock Market – Budget – Indian and International Financial Institutions – Money market and Capital Market – Financial Market Risks – International Monetary Fund – Economic policies – Recession – Private and Public Sector Insurance Companies – Government Insurance Schemes – History of Banking in India

The LIC AAO position is lucrative. Still, to increase the chance of clearing the exam, candidates need to make an effective study plan. Below are a few tips for preparing for the LIC AAO examination:

Reasoning Ability

• The syllogism, coding-decoding, direction test, and inequalities should be attempted first because they require less time.
• Candidates should start with questions that can be answered quickly and work their way up to the more difficult problems in the section. This would assist candidates in effectively managing their time during the exam.

English Language

• Candidates should practise reading and writing regularly to improve their language skills.
• The essay subjects are focused on recent happenings throughout the world. Thus candidates must be up to date on all current events. LIC AAO previous year papers must also be practised to write essays and letters.

General Awareness and Current Affairs

• This is the most time-efficient and high-scoring section of the LIC AAO exam. Candidates should attempt as many questions as possible in this phase since no time is spent on solving or calculating.
• Candidates must stay up with the current news, read newspapers, and be informed of all global trends.
• Reading publications can also be beneficial because it keeps the candidate informed about upcoming events weekly, monthly, half-yearly, and annual.
• Candidates must also be well-versed in the government’s different initiatives.

Profession Knowledge

Profession Knowledge is only for candidates applying for AAO positions in the IT, CA, Actuarial, and Rajbhasha sections. In this phase, candidates will be asked questions on the specialism for which they have applied for.

• Candidates must be well prepared for the speciality they have selected to attempt questions in this segment, as this section carries the most marks in the main examination.
• Applicants should solve prior year question papers to understand the exam’s format and prepare according to the questions’ trends.

Insurance and Financial Market Awareness

• Candidates must be up to date on the latest news, policies, developments, and events in the insurance and financial markets.
• To qualify for this part, it is essential to read the business, financial, and economic pages of the newspaper regularly.
• Candidates must be familiar with the history of banking and insurance, various laws and policies, and all financial organisations in the country

The officials will release the LIC Mains exam admit card on the official website. Candidates need to bring a printed copy of their LIC AAO admit card 2025 to the exam centre. Candidates must double-check the information on the LIC AAO call letter to ensure there are no errors. However, if candidates find any error, they must immediately contact the officials about the same. Follow the below-mentioned steps to download the LIC AAO admit card:

• Step 1: Visit the LIC’s official website, licindia.in.
• Step 2: Select “Careers” from the drop-down menu.
• Step 3: On the Careers page’s active links, select “Recruitment of Assistant Administrative Officer (AAO) 2025.””
• Step 4: Next, click on the “Call Letter Download” link
• Step 5: Fill in the Registration Number/Roll Number, Password/Date of Birth, and Captcha.
• Step 6: Press the “Submit” button.
• Step 7: The screen will display your LIC AAO admit card.
• Download and print the LIC AAO call letter for further reference.

The recruiting body releases the LIC AAO answer key after the exam has been conducted. Candidates can download the answer key from the official website and go through the answer key. They can compare the answer key with their responses and estimate their scores for the exam. This will give them an idea of whether they stand a chance of cracking the exam or not.

Life Insurance Corporation of India will announce the LIC AAO 2025 main result on its official website. Candidates whose names appear in the LIC AAO Mains results will be called to an interview. Follow the below-mentioned steps to check the LIC AAO Mains exam result:

• Step 1: Go to the LIC’s official website.
• Step 2: Scroll down and click on the “Careers” tab.
• Step 3: Click on the “Recruitment of Assistant Administrative Officer (AAO) 2025” link.
• Step 4: Go to the “AAO Mains Results” link and click it.
• Step 5: A PDF of the Mains Results will appear on the screen.
• Step 6: Find the roll number on the result pdf. If the roll number appears on the list, then the respective candidate is selected for the interview process.
• Step 7: Save the result for future reference.

The authority releases the LIC AAO cut-off marks for each exam phase. The cut-off is the minimum score a candidate must obtain in each stage of the selection process. There are several aspects or factors on which LIC AAO Mains cut-off depends. These factors are:

• The number of candidates who appeared for the exam
• The performance of candidates
• Vacancies
• The difficulty level of the exam

The following are the minimum qualifying scores for each section of the LIC AAO Main 2025 exam:

Sections	Minimum Qualifying Marks for SC/ST/PwBD	Minimum Qualifying Marks for Others
Reasoning Ability	40	45
Data Analysis & Interpretation	40	45
General Knowledge, Current Affairs	27	30
Insurance and Financial Market Awareness	27	30
English Language (Letter writing & Essay)	09	10

 

Following are the frequently asked questions and their answers related to LIC AAO Mains 2025:

Q: When will the LIC AAO notification 2025 be released?

Ans: The Life Insurance Corporation of India will publish the official LIC AAO notification soon.

Q: What is the last date for the LIC AAO registration 2025?

Ans: Candidates could apply online for LIC AAO 2025 after date aanobvb .

Q: What is the selection process for LIC AAO?

Ans: The LIC AAO selection process comprises three phases, namely Prelims, Mains, and Interviews.

Q: What are the subjects in the LIC AAO Mains exam?

Ans: The LIC AAO Mains exam consists of Reasoning Ability, General Knowledge, Current Affairs, Data Analysis & Interpretation, Insurance and Financial Market Awareness, and English Language.

Q: For how many marks is the LIC AAO Mains exam conducted?

Ans: The total marks for the LIC AAO Mains exam are 325 marks.

Q: Do I need to register online again for the LIC AAO Mains exam?

Ans: No, LIC AAO recruitment is a one-time registration process. Candidates who have registered and qualified in the prelims exam can directly appear for the mains exam.

Q: How many vacancies have been announced for LIC AAO 2025?

Ans: The officials is yet to announce the vacancy, but a total expected 300 vacancies for the post of LIC AAO.