SBI Clerk Salary 2022 - 7th Pay Clerk Salary & Job Profile - Embibe
  • Written By Monica_Kumari
  • Last Modified 12-07-2022
  • Written By Monica_Kumari
  • Last Modified 12-07-2022

SBI Clerk Salary 2022: Check Salary, Perks and Benefits

SBI Clerk Salary 2022: The State Bank of India (SBI) is one of the most sought-after jobs in the country because of its lucrative salary structure. Along with a lucrative salary structure, employees of SBI also receive attractive benefits and perks which is why the difficulty level of the exam is high and there is a huge number of applicants every year.

A newly joined SBI Clerk employee receives a basic pay of Rs. 19,900 with two advance increments. Moreover, the starting SBI Clerk in hand salary ranges from Rs. 26,000 to Rs. 29,000. Candidates can check details regarding the salary structure, job profile, perks, and other additional benefits from this article. Read on to know more about SBI Clerk Salary 2022.

SBI Clerk Salary In Hand 2022

Candidates selected in the SBI Clerk exam would be appointed as Junior Associate in the SBI Bank. The starting salary of SBI Clerk is between the range of Rs. 26000 to 29000/-. After the 6th increment, the SBI Clerk Salary in-hand would be around Rs. 60,000. The junior associate SBI salary varies based on the city given in this article. Read more to know the SBI clerk starting salary as of 2022.

SBI Clerk Pay-scale

The SBI Clerk salary pay scale per revision of the latest pay commission is Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920.

  • This means that an SBI Clerk (Junior Associate) will get a starting basic pay of Rs. 17900/- with an annual increment of Rs. 1000/- for the first 3 years.
  • After 3 years, the SBI Clerk Salary will be Rs. 20900/-. Hereafter, there will be an annual increment of Rs. 1230/- for the next 3 years.
  • Then the salary will be Rs. 24590/- with an annual increment of Rs. 1490/- for 4 years.
  • After 4 years, the salary will be Rs. 30550/- and increment will be Rs. 1730/- for the next 7 years.
  • After 7 years, the SBI Clerk Salary will be Rs. 42600/- with an increment of Rs.3270/- for one year.
  • After one year, basic pay will be Rs. 45930/- with an increment of Rs. 1990/-.
  • Again, after 1 year, the SBI Clerk Salary will be Rs. 47920/-. This will be the maximum SBI Clerk Salary that an employee under this post can get. This information is also given in a tabular form below:
DescriptionSalary Annual IncrementsNumber of years
Basic SBI Junior Associate Salary & Increment initiallyRs.17900- 10003
Junior Associate Salary & Increment after 1st Increment Rs.20900/- 12303
Junior Associate Salary & Increment after 2nd increment Rs. 24590/- 14904
Junior Associate Salary & Increment after 3rd increment Rs. 30550/- 17307
Junior Associate Salary & Increment after 4th increment Rs. 42600/- 32701
Junior Associate Salary & Increment after 5th Increment Rs. 45930/- 19901
Junior Associate Salary & Increment after 6th increment Rs. 47920/- Until retirement

Candidates can check the SBI Clerk pay scale as shown below:

SBI Clerk Pay-Scale 2021

SBI Clerk Perks and Allowances 2022

Apart from salary, SBI offers several perks and allowances for the employees. Check the SBI Clerk Perks and Allowances 2022 from below:

Dearness Allowance (DA)This component of the SBI Clerk Salary is revised quarterly, i.e., 4 times a year, and is based on the Consumer Price Index (CPI). The DA increases when inflation is high and vice versa.
House Rent Allowance (HRA)The HRA depends on the city where the SBI Clerk has been posted. If it is a Metro city, the HRA will be higher. In the case of rural areas, the HRA would be comparatively lower.

The salary of the SBI Clerk comprises different allowances such as furniture allowance, telephone bills reimbursements, and many more. With all these allowances, the monthly starting salary in a metro city like Mumbai becomes approximately Rs 29,000.

SBI Clerk Perks

Apart from the SBI Clerk Salary, the SBI Junior Associates enjoys other sequential benefits such as:

  • Stability,
  • Financial security
  • Flexible working hours
  • Good work environment
  • Pension under New Pension Scheme (NPS)
  • Medical insurance
  • Dearness Allowance
  • House Rent Allowance
  • Furniture Allowance
  • City Allowance
  • Travel Allowance
  • Provident Fund, and more.

SBI Clerk Salary Structure After 7th Pay Commission

Many aspirants have questions about the SBI Clerk Salary Structure after 5 years of service. Here are the details of the salary of SBI Clerk after 7th pay commission and after the 11th bipartite settlement. Junior Associate SBI Salary will increase to around Rs. 30,000/- after 5 years with promotion to Trainee Officer Post.

Probation Period for SBI Clerk

Candidates appointed to the positions of SBI Junior Associates will be on probation for a period of six months. They will be required to complete e-lessons as prescribed by the banks during their SBI probation period.

Furthermore, applicants will be evaluated after completing the 6-month SBI Clerk probation period. Candidates who fail to meet the bank’s expectations will be required to retake the entire course, as SBI Clerk work is very important and must be done carefully.

SBI Clerk Job Profile 2022

The SBI Clerk or SBI Junior Associates work as Single Window Operators (SWO), wherein they look after the bank’s day-to-day activities. The following roles and responsibilities are mentioned below:

  • Dealing with customers and addressing their concerns.
  • Handling cash counters
  • Responsible for opening bank accounts, transactions related to RTGS/NEFT, issuing DDs, handling cheque book requests, transferring amounts through different payment modes, etc.
  • Assisting Managers
  • Assisting customers in documentation work

SBI Clerk Career Growth Opportunities 2022

The SBI Clerk offers immense growth opportunities, which are a lot better than other clerical designations in other government banks. In SBI, a Junior Associate can reach as high as General Manager. Let’s look at the details of promotion opportunities of an SBI clerk.

An SBI Clerk is eligible to get promotion through two modes:

  • In-cadre Promotion
  • Promotion to Officer cadre

SBI Clerk In-Cadre Promotion

In-cadre promotion is based on home postings, and it is a time-bound promotion:

  • Along with the total salary, the employee gets a special allowance of Rs 1800/- every month. Then, after 10 years of service, the assistant is promoted to a Senior Assistant. (This allowance is outside of the basic pay).
  • After twenty years of service, an assistant will become the Special Assistant and is paid a special allowance of Rs 2500/- every month(Considered for calculation of basic pay).
  • After thirty years of service, an assistant will become a senior special assistant and is paid a special allowance of Rs 3500/- every month (Included in the basic pay).

SBI Clerk Promotion to Officer Cadre

After completing three years of service, an assistant becomes a Trainee Officer.

A candidate needs to qualify in the JAIIB and CAIIB examinations from the Indian Institute of Banking and Finance (IIBF) and precise the internal written test and personal interview.

Trainee Officers are then put on a two-year probation period. After the probation period, a personal interview is conducted, and candidates successful in the interview are absorbed in the Middle Management Grade (Scale – II). The rest are retained in the Clerical Cadre.

When an assistant has completed six years of service in the fast track channel or twelve years of service in the normal track channel, he/ she can become a Scale – I Officer also in the Junior Management Grade. JAIIB or CAIIB qualification is necessary for faster promotions, and candidates should also clear the written test and personal interview.

The SBI Clerk is an excellent job for the candidates aspiring to mark their career in a banking career. The SBI Clerk Salary is decent enough for an entry-level government job. The other benefits and growth opportunities make it one of the most popular jobs in India.

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FAQs on SBI Clerk Salary

The frequently asked questions on SBI Clerk salary are given below:

Q.1: What is the revised SBI Clerk salary?
SBI has revised the salary of the clerk with a starting pay of INR 19, 900.

Q.2: What are the benefits given to SBI Clerk apart from salary?
Apart from the salary, employees are given other benefits such as Provident Fund, Pension, Medical leave fare, travel, newspaper, city, house rent allowance will be offered to the employees.

Q.3: Which is a better job opportunity – SBI Clerk or IBPS Clerk?
Both SBI Clerk and IBPS Clerk offer similar job profiles to the employees, there is a minute difference in the salaries of the two.

Q.4: What is the in-hand salary of the SBI Clerk?
SBI Clerk salary varies between INR 20,000 to INR 25,000 at the joining time.

Q.5: Is there any bond for SBI Clerk?
No, there is no bond or agreement before joining the bank.

Candidates appearing for SBI Clerk Exam 2022 must work on their overall development. You must have a clear idea about the SBI Clerk exam pattern and SBI Clerk syllabus. And, you must wrap up and learn the entire concept thoroughly before you start taking SBI Clerk mock tests up.

We hope that this detailed article on SBI Clerk Salary helps you. If you have any queries regarding the SBI Clerk exam or suggestions, drop your comments below. We will surely help you out.

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