• Written By triraj
  • Last Modified 25-08-2022

IBPS Clerk Career 2022: Check Job Profile & Salary

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IBPS Clerk Career 2022: Every year, the Institute of Banking Personnel Selection (IBPS) conducts the common recruitment process (CRP) for the post of Clerk. Aspirants are advised to be up-to-date with all the important details regarding the exam. Furthermore, they should go through the job profile, salary structure, and the work they are going to do after recruitment.

Candidates who are selected for the Clerk post get eye-catching salaries and lucrative benefits. This article has listed down the job profile, salary structure, and other perks and benefits that an employee gets after getting selected through the IBPS clerk exam 2022. To know more about the topic, continue to read the article till the end.

Attempt All IBPS Clerk Exam Questions with Hints & Solutions Here!

IBPS Clerk Prelims Mock Test 1IBPS Clerk Prelims Mock Test 6
IBPS Clerk Prelims Mock Test 2IBPS Clerk Prelims Mock Test 7
IBPS Clerk Prelims Mock Test 3IBPS Clerk Prelims Mock Test 8
IBPS Clerk Prelims Mock Test 4IBPS Clerk Prelims Mock Test 9
IBPS Clerk Prelims Mock Test 5IBPS Clerk Prelims Mock Test 10

IBPS Clerk Career 2022: Overview

Candidates who are selected through the IBPS Clerk exam 2022 will receive lucrative career opportunities, salary, benefits, and perks. However, it is important to know the exam overview so that candidates do not miss out on any important detail. The IBPS Clerk exam 2022 overview is given in the table below.

ParticularsDetails
Conducting BodyInstitute of Banking Personnel Selection (IBPS)
Exam NameIBPS Clerk Exam
PostBank Clerk
Application ProcessOnline
Selection ProcessPrelims and Mains
Exam ModeOnline Computer Based Test (CBT)
Posting DepartmentVarious Public Sector Banks
Job LocationAnywhere in India
Official Websiteibps.in 

IBPS Clerk Prelims Practice Questions

Aspirants can access the free and unlimited IBPS Clerk Prelims practice questions from Embibe to improve their preparation level. Follow the below-mentioned steps to attempt the practice questions.

  • Step 1: Visit Embibe’s official website, i.e., embibe.com.
  • Step 2: Use the mobile number/email to log in and choose ‘Practice’
  • Step 3: Then select Goal as ‘IBPS Clerk Prelims’ under Banking.
  • Step 4: Click Next and select the preferred language.
  • Step 5: Once done, click on the below-mentioned links to practice, and improve the preparation:
Practice IBPS Clerk Prelims Reasoning QuestionsPractice English IBPS Clerk Prelims Language Question
Practice IBPS Clerk Prelims Quantitative Aptitude Questions

IBPS Clerk Job Profile

Candidates who are selected through IBPS Clerk exam 2022 need to fulfil certain roles and responsibilities which are expected of them. The job profile of an IBPS Clerk are as follows:

  • To manage inquiry corners, receipts, withdrawals etc.
  • Opening new accounts, issuing bank statements, cash collection, handling mails, and delivery.
  • Verifying various documents and proofs submitted by the customers
  • Updating passbooks for account holders
  • Issuing of Demand Drafts (DDs), bank accounts for the customers, and cash receipts
  • Responsible for bank cash, various important documents, keys etc
  • Sanctioning of withdrawals by the customers
  • Maintain balance sheet and ledger
  • Resolving the various issues of the customers
  • Providing guidance to customers relating to various banking activities
  • Attend to treasury works

IBPS Clerk Salary Structure

Candidates who qualify the IBPS Clerk examination enjoy a lucrative in-hand salary and allowances. Candidates are eager to know the salary that they will be receiving, and for that reason the IBPS salary structure is given below. Candidates need to be aware that if they are posted in a city or town with more than 45 lakhs population will receive a different salary as compared to ones who are posted in a city or town with less than 45 lakh population.

The IBPS Clerk 2022 salary structure is tabulated below:

ParticularsPopulation More than 45 LakhsPopulation Less than 45 lakhs
Basic PayRs. 11,765Rs. 11,765
Dearness AllowanceRs.5,311Rs. 5,311
Travel AllowanceRs. 425Rs. 425
Special AllowanceRs. 911Rs. 911
House Rent AllowanceRs. 1176Rs. 1058
Total IBPS Clerk SalaryRs. 19,588Rs. 19,470

Apart from the basic pay, the determinants of each allowance is given in the table below:

ParticularsDetails
Dearness Allowance Based on CPI
House Rent Allowance 6.5% – 8.5%
Medical Insurance Rs. 2000 annually 
Travelling Allowance Depends on Bank Policies 

IBPS Clerk Salary Increment

Candidates who are selected through the IBPS Clerk exam 2022 get salary increment every year just like other government employees. Details regarding the salary increment are given below:

  • Initial Basic Pay: Rs. 11765 with a yearly increment of Rs. 655 for three years.
  • Basic Pay After 3 Years: Rs. 13730 with a yearly increment of Rs. 815 for the next three years.
  • Basic Pay After the Next 3 Years: Rs. 16175 with a yearly increment of Rs. 980 for the next four years.
  • Basic Pay After the Next 4 Years: Rs. 20095 with a yearly increment of Rs. 1145 for the next 7 years.
  • Basic Pay After Next 7 Years: Rs. 28110 with a yearly increment of Rs. 2120 for the next one year.
  • Basic Pay After Next 1 Year: Rs. 30230 with a yearly increment of Rs. 1310 for the next one year.
  • Basic Pay After Next Year: Rs. 31540 (Maximum Basic Pay).

IBPS Clerk Promotional Criteria

Like any other government employee, IBPS Clerk is eligible for promotion. An IBPS Clerk employee must serve for a period of 2 to 3 years to be eligible for promotion. There are two processes for an employee to get a promotion. The two processes of getting promotion is given below:

  • Seniority Based Process: Candidates should clear a written exam which is conducted internally to be promoted based on experience and seniority. This process does not require a JAIIB and CAIIB Diploma.
  • Merit based Process: Candidates mandatorily require JAIIB and CAIIB Diploma from IIBF to become eligible to be promoted under this process.

IBPS Clerk Career Growth and Opportunities

An IBPS Clerk employee can get promotion up to General Manager which is the top executive level post in public sector banks after years of service. The different posts that a Clerk can get promoted to are as follows:

  • General Manager
  • Deputy General Manager
  • Assistant General Manager
  • Chief Manager
  • Senior Manager
  • Manager
  • Assistant Manager
  • Senior Officer
  • Officer
  • Clerk

IBPS Clerk Perks and Benefits

Candidates who qualify in the IBPS Clerk exam will get certain perks and benefits. The different perks and benefits are given below:

BenefitsDetails
Dearness Allowance– DA depends on CPI and is paid 4% of IBPS Clerk Basic Pay.
– Starting amount of DA is INR 7073
House Rent Allowance– HRA differs from location to location
– HRA is paid in between 6.5% to 8.5%
Medical AllowanceMA is fixed at Rs. 2200 annually
Travel AllowanceExpenses incurred on official trips are reimbursed by the bank.
Special AllowanceFixed at Rs. 1561

Candidates might also check:

IBPS Clerk NotificationIBPS Clerk Application Form
IBPS Clerk Exam DatesIBPS Clerk Eligibility
IBPS Clerk Exam PatternIBPS Clerk Preparation
IBPS Clerk Study PlanIBPS Clerk Previous Year Papers
IBPS Clerk Mock TestsIBPS Clerk Question Papers
IBPS Clerk SalaryIBPS Clerk Exam Analysis
IBPS Clerk Admit CardIBPS Clerk Result
IBPS Clerk Cut-offIBPS Clerk Syllabus

FAQs on IBPS Clerk Career 2022

Candidates often have queries and doubts regarding IBPS Clerk exam 2022. Given below are some of the most commonly asked questions about IBPS Clerk Career 2022.

Q.1: What is the selection process of IBPS Clerk exam 2022?
Ans: The IBPS Clerk exam selection process has two stages. The two stages are prelims and mains.

Q.2: What is the salary of an employee who is selected through IBPS Clerk exam 2022?
Ans: The total salary of an employee who is selected through IBPS clerk exam are as follows:

  • Population more than 45 lakhs – Rs. 19,588
  • Population below 45 lakhs – Rs. 19,470

Q.3: What are the career growth and opportunities for an employee who is selected through the IBPS clerk exam?
Ans: An IBPS Clerk employee can get promotion up to General Manager which is the top executive level post in public sector banks after years of service. The different posts that a Clerk can get promoted to are as follows:

  • General Manager
  • Deputy General Manager
  • Assistant General Manager
  • Chief Manager
  • Senior Manager
  • Manager
  • Assistant Manager
  • Senior Officer
  • Officer

Q.4: What is the medical allowance of an IBPS clerk employee?
Ans: The medical allowance for an IBPS clerk employee is fixed at Rs. 2200.

Q.5: When will the IBPS Clerk prelims exam be conducted?
Ans: The IBPS clerk prelims exam is expected to be conducted in August 2022.

We hope that we have been able to provide all the necessary information about IBPS Clerk Career 2022. If there are any queries, feel free to check our app or website.

Stay tuned to embibe for more information and the latest updates on IBPS Clerk 2022.

Unlimited Practice with Hints & Solutions For Every IBPS Clerk Prelims Question