LIC ADO Prelims 2023

Start your preparation now with Embibe to increase
your selection chances
  • Unlimited access to Embibe classes
  • Attempt latest pattern mock tests
  • Chat with subject experts 24/7

By signing up, you agree to our
Privacy Policy and Terms & Conditions

  • Written by Hrushikesh Vyas
  • Last Modified on 11-04-2023
  • Written by Hrushikesh Vyas
  • Last Modified on 11-04-2023

About LIC ADO Prelims Exam 2023

About Exam

The Life Insurance Corporation (LIC) manages all activities related to hiring the best-fit aspirants for the Apprentice Development Officer (ADO) post in its various branches throughout the country. The ADO post is a golden opportunity for those willing to join the insurance sector, especially those who wish to work at one of the LIC branches. The LIC ADO 2023 notification will be shortly released on the official website –

Before applying, interested candidates should read all the details related to the LIC ADO 2023 exam. The application fee for LIC ADO 2023 is Rs 600/- for general and OBC candidates and Rs 50/- for SC and ST candidates. Read on to have complete details on the LIC ADO Prelims 2023.

LIC ADO Prelims Exam Summary 2023

Before moving to the complete details, candidates should check an overview of the LIC ADO 2023 recruitment:

Particulars Details
Exam Name Apprentice Development Officer (ADO)
Commonly known as LIC ADO
Conducting Body Life Insurance Corporation (LIC)
Exam Level National
Exam Frequency Once a year
Exam Mode Online
Medium Bilingual, i.e. English and Hindi
Vacancies 9294
Mode of Application Online
Official Website

LIC ADO Prelims Latest Update 2023


Check all the latest updates about the LIC ADO exam below:

  • The LIC ADO Prelims result has been announced on April 11, 2023.
  • The LIC ADO Prelims exam was conducted on March 12, 2023.
  • The admit card for the Prelims was issued on March 4, 2023.
  • The last date to apply for the exam was on February 10, 2023.
  • LIC released the official notification for the LIC ADO exam on January 20, 2023.

LIC ADO Prelims Notification 2023

Exam Pattern

The officials released the recruitment notification for LIC ADO 2023 on January 20, 2023. Candidates must go through the official notification to get all the information related to recruitment. They can check the notification on the official website or click on the link below to check and download the official notification.

LIC ADO Prelims Important Dates 2023

Exam Syllabus

Check the table below for the LIC ADO 2023 important dates:

Events Dates

Release of notification

January 20, 2023

Start date of online application 

January 21, 2023

Last date to submit online application

February 10, 2023

Admit card release date

March 04, 2023

LIC ADO Prelims exam date

March 12, 2023

Date of Prelims result announcement

April 10, 2023

LIC ADO Prelims Vacancy 2023

Study Plan to Maximise Score

The exam conducting authority has released a total vacancy of 9394 across all eight zones of LIC. Candidates can refer to the table below to check the zone-wise LIC ADO vacancy 2023:

Region Name Vacancies

Central Zonal Office (Bhopal)


Eastern Zonal Office (Kolkata)


East Central Zonal Office (Patna)


Northern Zonal Office (New Delhi)


North Central Zonal Office (Kanpur)


Southern Zonal Office (Chennai)


South Central Zonal Office (Hyderabad)


Western Zonal Office (Mumbai)




LIC ADO Salary & Job Profile

Previous Year Analysis

Before applying for the LIC ADO Prelims 2023 exam, applicants should be aware of the job profile and salary. They can refer to this section to get detailed information about the job responsibilities and pay scale.

LIC ADO Salary

Candidates selected as Apprentice Development Officers will be paid a fixed salary as a stipend according to the rules of LIC. Currently, the stipend of a LIC ADO is approximately ₹ 51500/- per month.

LIC ADO Job Profile

Once recruited as a LIC Apprentice Development Officer, the candidate must perform certain responsibilities. The following is a list of basic responsibilities:

  • Recruit suitable candidates for LIC agents.
  • Required to train appointed LIC agents.
  • Analyse the performance of each agent.
  • Motivating to sell maximum LIC policies.
  • Assigning target quota.
  • Maintaining the integrity of sales as a whole.
  • Need to work in both Rural and Urban areas.

Take a look at the LIC ADO Salary & Job Profile in detail here.

LIC ADO Prelims Eligibility Criteria 2023

To apply for the LIC ADO Prelims exam 2023, applicants must fulfil the eligibility criteria. It is important to go through all the aspects of the eligibility criteria, such as age, education and experience.

LIC ADO Nationality

To apply for the LIC ADO post, candidates must be a citizen of India. If the officials find any candidate who does not have domicile of India, they will reject those candidates.

LIC ADO Age Limit

The age limit for LIC Apprentice Development Officers is set from a minimum age of 21 years to a maximum age limit of 30 years. To be eligible for the LIC Apprentice Development Officer position, candidates must meet minimum age criteria.

LIC ADO Education Qualification

The educational qualifications for all three categories, namely employees, agents, and others, are the same in both the rural and urban areas. 

  • LIC Agents and LIC Employees: Bachelor’s Degree from a Central University or the Fellowship of Insurance Institute of India, Mumbai.
  • Open Market Category: Bachelor’s Degree from a Central University or the Fellowship of Insurance Institute of India, Mumbai.

LIC ADO Work Experience

Let’s have a look at the detailed Experience Required for the various positions offered through ADO:

Category of Applicant For Recruitment in Urban Area For Recruitment in Rural Area
Employee Category Not less than 3 years of service after confirmation in Class III post Not less than 3 years of service after confirmation in Class III post
Agents Category Not less than 5 years as an agent or other than an agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years
Other Preference would be given to candidates who have at least 2 years experience in the life insurance industry. Preference would be given to candidates with at least 2 years of experience in the life insurance industry.

LIC ADO Prelims Application Form 2023

The LIC ADO online application begins with the release of the official notification at As soon as the registration procedure begins, candidates can visit the official website to fill up the application form. All applicants who intend to apply for the exam should go through the eligibility and then proceed to fill up the form.

Steps to Apply Online for LIC ADO Recruitment 2023

After confirming your eligibility, you can apply for the exam by filling in the LIC ADO application form and following the instructions below:

  • Visit the official website –
  • Scroll down to the bottom of the homepage and click the “Careers” link.
  • From the drop-down option, choose “Apprentice Development Officers 2023”.
  • Now, select “LIC ADO Apply Online” from the drop-down menu.
  • You will be directed to another page. If you are already a registered candidate, enter your Registration Number, Passcode and Security Pin. If you are a new candidate, “Click Here For New Registration”.
  • Before clicking the “Continue” button, carefully read the instructions.
  • Enter basic information, such as name, phone number, and email address.
  • Click “Save & Next” after entering the security code. You will be assigned a Provisional Registration Number and Password at this time.
  • It will be sent to you via SMS and email. Make a note of the same.
  • Click “Next” after uploading scanned images of your photograph and signature in the required format.
  • Fill in the title of the position you have applied for, as well as your category and other personal information. Along with your PIN code, provide your postal address. After double-checking the information, click “Save & Next.”
  • Fill in the blanks with information on education and work experience.
  • After you have validated them, click “Save & Next.”
  • Now double-check all of the information you entered and click “Final Submit.”
  • Make a scanned image of a handwritten declaration and upload it.
  • Pay the LIC ADO application fee payment.
  • For future reference, take a printout of the application form.

LIC ADO Application Fee

Candidates must pay the LIC ADO application fee to complete their LIC ADO registration:

Category LIC ADO Application Fee
For SC/ST Candidates Transaction Fees of Rs. 50 plus Rs. 50 in Intimation Fees
For Non-SC/ST Candidates Fees & Intimation Charges of Rs. 600 in addition to Transaction Charges

LIC ADO Prelims Exam Centres 2023

Topper List Success Stories

LIC ADO exams are held at several test centres across India by the Life Insurance Corporation. Candidates must select their preferred examination cities while completing the application form. The following are some of the exam centres where the LIC ADO exam is held.

LIC ADO Exam Centres:

Exam Cities Exam Cities Exam Cities
Bangalore – I Ahmedabad Chennai – I/II
Bangalore – II Amravati Coimbatore
Belgaum Aurangabad Ernakulam
Dharwad Bhavnagar Kottayam
Hyderabad Gandhinagar Kozhikode
Kadapa Goa Madurai
Karimnagar Kolhapur Salem
Machilipatnam Mumbai – I/II/III/IV Thanjavur
Mysore Nadiad Tirunelveli
Nellore Nagpur Thiruvananthapuram
Rajahmundry Nanded Thrissur
Raichur Nashik Vellore
Secunderabad Pune – I/II Agra
Shimoga Rajkot Aligarh
Udupi Satara Allahabad
Visakhapatnam Surat Bareilly
Warangal Thane Dehradun
Asansol Vadodara Faizabad
Bardhaman Ajmer Gorakhpur
Bongaigaon Amritsar Haldwani
Guwahati Bikaner Kanpur
Howrah Chandigarh Lucknow
Jalpaiguri Jaipur – I/II Meerut
Jorhat Jalandhar Varanasi
Kharagpur Jodhpur Shimla
Kolkata (Metro) – I Silchar Srinagar
Kolkata (Metro) – II Ludhiana Udaipur
Kolkata (Suburban) New Delhi – I/II/III Rohtak

LIC ADO Prelims Exam Pattern 2023

Exam counselling

Applicants must go through the LIC ADO Recruitment Process 2023 before moving to the detailed Prelims exam pattern.

LIC ADO Selection Process

Candidates should also be familiar with the LIC ADO 2023 recruitment process. The LIC ADO selection process is divided into three stages:

Applicants in the Open Market Category will appear in both online exams, Prelims and Mains and then a personal interview. On the other hand, candidates in the Agents & Employee Categories will only have to take one online exam before the personal interview.

LIC ADO Prelims Exam Pattern 2023

The online test for the Open Market category has two parts: Prelims and Mains. The LIC ADO exam pattern for the preliminary phase is as follows:

  • The LIC ADO Prelims is the initial step of the recruitment process.
  • The Prelims exam is objective in nature.
  • The Reasoning and Numerical Ability sections will be conducted in English and Hindi.

LIC ADO Prelims Pattern 2023

Check out the LIC ADO exam pattern for Prelims from the below table:

Sections No. of Questions Total Marks Duration
Reasoning 35 35 20 minutes
Numerical Ability 35 35 20 minutes
English Language 30 30 20 minutes
Total 100 70 60 minutes

Note: The number of candidates shortlisted for the Mains will be equivalent to 20 times the number of vacancies in each category.

LIC ADO Prelims Syllabus 2023

Exam talks

The following are the sections of the LIC ADO Prelims examination:

  • Section-1: Reasoning Ability
  • Section-2: Numerical Ability
  • Section-3: English

Let’s have a look at the in-depth LIC ADO syllabus for each section:

LIC ADO Syllabus for Reasoning Ability

The topics included in this section are as follows:

  • Mathematical Reasoning
  • Blood Relations
  • Alphabet Series
  • Linear and Circular Sitting Arrangements
  • Syllogism
  • Puzzles
  • Coding-Decoding
  • Statements and Conclusions
  • Distance and Direction
  • Statements and Arguments
  • Clocks and Calendars
  • Number Series
  • Data Interpretation
  • Decision Making
  • Mirror Images

LIC ADO Syllabus for Numerical Ability

In the Numerical Ability section, the mathematical and calculation skills will be tested. The topics included in this section are as follows:

  • Number System
  • Time, Distance, Work
  • Profit and Loss
  • Time and Distance
  • Simple and Compound Interest
  • Percentage
  • Average
  • Boats and Streams
  • Cistern and Pipe
  • Mensuration
  • Mixture and Alligation
  • Data Interpretation
  • Problems on Ages
  • Ratio and Proportions
  • Simplification

LIC ADO Syllabus for English

Candidates will be examined on their overall understanding of the English language in this section. Grammar, vocabulary, and reading comprehension are the three sections that they must cover. Some of the essential topics in the English language syllabus are as follows:

  • Singular-Plural
  • Fill in the Blanks
  • Phrases and Idioms
  • Antonyms and Synonyms
  • Para Jumbles
  • Parts of Speech
  • Direct and Indirect Speech
  • Subject-Verb Agreement
  • Active and Passive Voice
  • Spotting Errors
  • Error Corrections
  • Comprehension Reading
  • Passage Completion
  • Cloze Tests
  • Sentence Improvement

LIC ADO Prelims Preparation Tips 2023

About Exam

The LIC ADO prelims are divided into three sections: reasoning, numerical ability, and English language. The following are some preparation tips:

  • Understand the latest syllabus for each section. Don’t overlook any specific topics because sometimes questions are asked about the most neglected topics.
  • Divide the time evenly across the three portions, focusing more on the one in which the candidate believes he/she is weak.
  • Practice sample questions from previous years.
  • Attempt mock test series to improve their accuracy and time management skills.
  • Keep revising the subjects.

LIC ADO Prelims Admit Card 2023

About Exam

The officials release the LIC ADO admit card to candidates who have successfully submitted their applications. They upload the LIC ADO hall ticket online on the official website. To obtain the admit card, candidates must log in using their Registration Number and Password/Date of Birth.

Steps To Download LIC ADO Prelims Admit Card?

Follow the below steps to download the LIC ADO Hall Ticket 2023: 

  • Go to the official website,
  • Click on the ‘Careers’ page after visiting the home page.
  • Click on the link ‘Admit card download.’
  • Carefully read the LIC ADO exam day instructions before clicking the ‘Yes’ button.
  • Enter the roll number/registration number, the date of birth/password, and the captcha code.
  • The LIC ADO admit card will appear on the screen.
  • Download the hall ticket to the computer and print it out for future use.

LIC ADO Prelims Answer Key 2023

Eligibility Criteria

LIC publishes the answer keys for Apprentice Development Officers (ADO) Posts on its website after the Prelims exam. Currently, there is no information available about the LIC ADO 2023 answer key. Candidates should check our website frequently for the latest updates on the same.

LIC ADO Prelims Result 2023

Admit Card

The officials announced the LIC ADO result online on the official website at Moreover, they publish the ADO Prelims results in PDF format. Candidates can look for their roll numbers in the result PDF. Apart from the candidates’ roll numbers, the result PDF also includes the exam name, conducting body, exam date, zone, division, and other information. Candidates whose roll numbers are in the Prelims merit list PDF are qualified for the LIC ADO Mains exam.

LIC ADO Prelims Cutoff 2023

Exam Answer key

There is a minimum marks that an applicant must obtain in order to pass the LIC ADO Prelims exam. This is known as the LIC ADO Prelims cutoff. It is an important part of the exam that every aspirant should be aware of before appearing in the exam.

LIC ADO Prelims Expected Cutoff

Check out the expected cutoff marks for ADO Prelims 2023 exam from the below table:

Category Reasoning Ability Numerical Ability English Language
UR 18 – 20 marks 18 – 20 marks 10 – 12 marks
OBC 18 – 20 marks 18 – 20 marks 10 – 12 marks
SC 16 – 18 marks 16 – 18 marks 09 – 11 marks
ST 16 – 18 marks 16 – 18 marks 09 – 11 marks
EWS 18 – 20 marks 18 – 20 marks 10 – 12 marks

FAQs on LIC ADO Prelims

Cut off

Here are a few commonly asked questions and answers regarding the LIC ADO Prelims Exam 2023.

Q: When will the LIC ADO 2023 notification be released?
A: The Life Insurance Corporation released the official notification for the LIC ADO 2023 exam on January 20, 2023.

Q: When will the LIC ADO application form be started?
A: The LIC ADO online application process was started on January 21, 2023. Candidates could apply online until February 10, 2023.

Q: Is the LIC ADO Prelims exam tough?
A: Due to the nature of the position and the level of competition, candidates must be prepared to face complex questions during the Prelims test.

Q: Who should apply for the LIC ADO 2023 preliminary examination?
A: For LIC Employees and LIC Agent category candidates, the preliminary examination is not required. They can directly apply for the Mains examination. Only candidates from the Open Market are required to take the LIC ADO Preliminary Examination.

Q: Are BTech candidates eligible for LIC ADO Preliminary Exam?
A: Yes, BTech graduates are eligible to apply as open-market candidates for the LIC ADO test.

Q: What are the topics covered in the LIC ADO Prelims syllabus?
A: The ADO Prelims syllabus includes topics from Reasoning Ability, Numerical Ability and English.

Q: What is the age limit to appear for the LIC ADO Preliminary exam?
A: Candidates between the ages of 21 and 30 are eligible to apply for the LIC ADO recruitment procedure.

Q: Is there any negative marking in the LIC ADO Preliminary exam?
A: No. In the LIC ADO recruitment exam, candidates will not be penalised for wrong answers.

Q: What is the responsibility or role of a LIC ADO?
A: LIC ADOs work in sales administration, recruiting LIC Insurance Agents and inspecting existing policies.

Master LIC ADO Prelims Concepts with 3D Videos