• Written By sakshi
  • Last Modified 28-06-2023

LIC ADO Salary 2023: PayScale, Increments & Job Profile


The Life Insurance Corporation (LIC) conducts the recruitment process for Assistant Development Officers (ADO). The position of an ADO offers a lucrative pay scale and job growth. The organisation offers additional perks, benefits, and a handsome salary to the candidates selected for the ADO position. The authorities are yet to release the notification for LIC ADO 2023.

Candidates preparing for the LIC ADO exam must know about the LIC ADO salary structure. The basic pay of LIC ADO is ₹21,865 per month, along with lucrative allowances and other benefits; however, this could change for the next recruitment. While LIC is yet to release the official notification for the LIC ADO 2024 exam, candidates can check the LIC ADO job growth, salary, and increments before applying for the exam. This will motivate them to prepare for the exam well. Continue reading to learn more about LIC ADO salary 2023.

Latest Update:
– The LIC ADO final result is out!

LIC ADO Salary: LIC ADO Pay Scale 2023

The LIC ADO 2023 payscale is provided below:

  • ₹21865-1340(2)-24545-1580(2)-27705-1610(17)-55075.
  • This means, on being appointed as an Apprentice Development Officer, the Basic Pay will be ₹21,865/- per month (except for Employee Category Candidates).
  • There will be an annual increment of ₹1340/- for the next two years. At the end of two years candidates, the Basic Pay will be ₹24545/-.
  • After this, there will be an annual increment of ₹ 1580/- for the next two years. The Basic Pay will be ₹ 27705/- at the end of two years.
  • Then there will be an annual increment of ₹ 1610/- for the next 17 years. At the end of 17 years, the Basic Pay will be ₹ 55075/-.
  • In addition to the Basic Pay, the LIC ADO salary includes various allowances and other benefits.
  • Considering the initial pay scale and after combining all the allowances, the LIC ADO will be paid ₹37,345/- per month in ‘A’ Class City (LIC ADO salary – approximate amount).

LIC ADO 2023 Allowances 

The various allowances for LIC ADO are as follows:

  • Dearness Allowances (DA)
  • House Rent Allowances (HRA)
  • City Compensatory Allowances (depends on the classification of the city) (CCA)

Check the details below:

Dearness Allowances (DA)The DA is revised quarterly based on the Consumer Price Index. This component of LIC AAO salary forms around 40% of the Basic Pay. Since CPI depends upon inflation rates, the DA can increase or decrease based on that.
House Rent Allowances (HRA)The HRA depends upon the job location. Based on whether the LIC AAOs are posted in metropolitan cities, big cities or other locations, the HRA can be 9%, 8% or 7% of the LIC AAO basic pay.
City Compensatory AllowancesThis, too, depends on the job location and can be 4%, 3% or 0% of the LIC AAO basic pay.

LIC ADO Other Benefits 2023

Apart from the above-mentioned allowances, LIC ADO will also be eligible for other benefits, which are as follows:

  • Gratuity
  • Defined Contributory Pension Scheme
  • LTC
  • Medical Benefit
  • Group Insurance
  • Group Personal Accident Insurance
  • Vehicle Advance (2-wheeler/4-wheeler)
  • Reimbursement Towards the Cost of Brief Case/leather bag
  • Mobile Handset
  • Supply of Dailies as per Rules and on Confirmation in Service
  • Attractive Performance Linked Incentives.

LIC ADO 2023: Stipend & Probation Remuneration

The candidates will be in two basic periods:

  • Apprentice Period: Candidates will be paid a fixed amount as a stipend during the Apprentice Period. The candidate selected as an Apprentice Development Officer shall be paid equal to the Basic Pay and the Dearness Allowance on the pay scale applicable to Development Officers as of the apprenticeship’s commencement date.
  • The total fixed amount paid during the Apprentice Period, i.e. the stipend, is  ₹34,503/- per month.
  • Probation Period: After completing the Apprentice Period, candidates will have to go through a probation period of 1 year which the officials can also extend. The pay scale during the Probation Period is as follows:
    • ₹21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 and other admissible allowances as per the rules.
  • Combining the Basic Pay and all the allowances, candidates will be paid a total amount of  ₹37,345/- in ‘A’ Class City.

FAQs on LIC ADO Salary 2023

Here are some of the most frequently asked questions about LIC ADO salary 2023:

Q: When will the LIC ADO 2024 exam official notification be released?

Ans: LIC is yet to release the LIC ADO 2024 notification.

Q: When will the LIC ADO 2024 exam be conducted?

Ans: The LIC has not announced the LIC ADO 2024 date yet.

Q: What is the starting salary for LIC ADO employees?

Ans: An LIC ADO’s starting salary is ₹21,865 per month.

Q: What are some of the benefits that LIC ADO employees receive?

Ans: Some benefits that a LIC ADO employee receives are medical insurance, group insurance, LTC, gratuity, defined contributory pension scheme and many more. Candidates can find a detailed list of benefits in this article.

Q: What are the allowances that a LIC ADO employee gets?

Ans: An LIC ADO employee gets HRA, DA, and CCA as part of their allowance.

You may also like to read:

LIC ADO Exam Pattern 2023LIC ADO Recruitment 2023
LIC ADO Prelims Question Paper 2023LIC ADO Exam Date 2023

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