SBI Clerk Career 2022: Salary, Job Profile, Promotions and Career Growth
  • Written By dhiyana
  • Last Modified 07-09-2022
  • Written By dhiyana
  • Last Modified 07-09-2022

SBI Clerk Career 2022: Salary, Job Profile, Promotion and More

SBI Clerk Career 2022: The State Bank of India (SBI) conducts the SBI Clerk Exam to recruit candidates for the position of Junior Associates in its various branches across the country. The selection process for the Junior Associate post is based on two major factors which are the prelims and main exams. However, the final selection is based on the marks obtained in the SBI Clerk mains exam.

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Candidates who are recruited as clerks will be designated as cashiers, depositors and other posts that form the face of a particular SBI Bank branch. The SBI Clerk will be trained so that they can manage the inquiry of the customers, can solve withdrawal-related queries, and can manage the receipts. Scroll down to know more about the SBI Clerk’s salary, job profile, roles and responsibilities, promotion and more.

SBI Clerk Career 2022: Exam Overview

Let us have a look at the overview of the SBI Clerk Exam 2022 before getting into the details related to the SBI Clerk Career.

Exam NameState Bank of India Clerk Exam
Conducting BodyState Bank of India (SBI)
Name of the PostJunior Associates
Exam LevelNational
Frequency of the examOnce a Year
Number of Vacancies5486
Mode of ApplicationOnline
Application FeesGen and OBC – INR 750
Type of QuestionsMultiple Choice Questions (MCQ)
Exam StagesPreliminary Exam
Mains Exam
Language Test (Optional)
Official Website

SBI Clerk Career 2022

The SBI Clerk or Junior Associates will be working as the Single Window Operator (SWO) and plays a major role in looking after the day-to-day activities of the bank. More specifically, they are responsible for client-related operations and interactions. SBI Clerk will be the first point of contact for any guidance or inquiries, and it is the first footstep in the hierarchy of banking jobs.

SBI Clerk Salary 2022

The revised pay scale of the SBI Clerk 2022 is Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. 

Earlier, the payscale was 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110- 2120/1- 30230-1310/1-31450.

Starting Basic PayRs. 19,900 (Rs.17900/- plus two advance increments given to graduates)
SBI Clerk Salary in Metro Cities like MumbaiApproximately 29,000 (Inclusive of DA) rupees
SBI Clerk Salary In HandRanges from 26,000 to 29,000 rupees
Dearness AllowanceBased on the Consumer Price Index
House AccommodationDepends on the place of posting

SBI Clerk Salary – Allowances and Benefits

The SBI Clerk’s salary is not just limited to the pay scale. Various other allowances and perks are also provided to the employee, which makes it a major reason for attraction for aspirants across the country. It is important to note that the allowances and benefits provided to the employees differ based on the city in which the employee is located.

Apart from the above mentioned, there are other allowances, which may include:

  • Dearness Allowance
  • Medical insurance
  • House Rent Allowance
  • Transport
  • Furniture Allowance
  • City Allowance
  • Basic Necessities – Newspaper, Cleansing, Petrol, etc

SBI Clerk Job Profile 2022

SBI Clerk is a profile with various responsibilities. Following are the set of duties that need to be fulfilled by a Clerk:

  • Dealing with customers.
  • Handling the cash counters.
  • Assisting the managers or branch managers.
  • The clerks are responsible for opening the bank accounts, look after the transactions related to the NEFT or RTGS, issuing demand drafts and bank statements, transferring amounts through several payment modes, handling chequebook requests, and many more.
  • Performing general office-related tasks like filing, faxing, scanning, and copying.
  • Completing the necessary paperwork for paying vendor invoices.
  • Helping customers in getting loans and getting their documentation done.

Apart from this, various other opportunities are also given to an SBI Clerk to get promoted to higher posts. Employees can apply for promotions, there are interviews and internal exams, which are conducted at regular intervals.

SBI Clerk Role and Duties

Following are the roles and responsibilities performed by SBI Clerk:

1. Single Window Operator (SWO)

Job roles performed by the SWO are as follows:

  • Acknowledging when the inward emails are received. Giving acknowledgement in the counterfoil such as the receipt of cheques, dividend warrants, paying of orders, and drafts.
  • Delivering the cheque books to the authorization by the competent authority.
  • Pass independently the clearing and transfer of vouchers and cheques (either it is credit or debit).
  • Issuing the cash receipts.
  • Recounting the currency notes by the subordinates.
  • Receipts of cash as well as the issuance of pre-signed drafts/ gift cheques/ pay order/ bank order/travellers’ cheques etc.

2. Head Cashier (HC)

The duties of the head cashier involve the bank’s cash or other valuables in safe custody jointly with the officer. Other duties are as follows.

  • Verification of endorsements or vernacular signatures.
  • Attending the Government Treasury work.
  • Countersigning cheques or drafts (on correspondence or selves), deposit reaccepts, or payment orders.
  • In charge of cleaning and transferring the cheques.
  • Pass independently the clearing and transfer vouchers and cheques(either it is credit or debit) and also cash vouchers.

3. Special Assistants (SA)

The special assistants are responsible for checking the work of the other clerks and sub-staff. Other duties include:

  • Checking manually or online the current and savings accounts.
  • Signing the vouchers, drafts, cheques, pay orders, mail transfers, inter-branch fate calling advice, demand notices, bill schedules, statement certificates, and many more.
  • Explaining the features of banks’ several products and services to the consumers and also replying to their queries.
  • Pass independently, manually clearing and transferring cheques and vouchers (either it is credit or debit).

4. Universal Teller (UT)

The duties of the universal teller are as follows:

  • Receive cheques or demand drafts or withdrawal forms or banker’s cheques, process and then verify the instrument, whether it is correctly drawn or not. 
  • Receive cash and issue counter slips or acknowledgements.
  • Updating the passbooks.
  • Verifying the account details of the customer.
  • Verifying the signature, post transactions in the branch computer system, and authenticating/independently passing the payment of cheques/ demand drafts/ withdrawal forms/ banker’s cheques.
  • Printing and issuing the remittance instruments.
  • Explaining the features of the Bank’s several products and services to the consumers and replying to their queries.

5. Agricultural Assistants

The agricultural assistants should be aware of the information about the condition of the crops in the village. Following are the other roles and responsibilities:

  • Checking out the farm plans and application forms.
  • Assisting in the banking lending or operations for agricultural development and financial assistance to the small-scale firms (other than the small scale industries).
  • Providing the application forms to the small farmers or borrowers and assisting them with the same.
  • Ensuring the periodical details since the farmers or small borrowers will be called for a specific time interval.
  • Verifying the farms’ machinery, pump sets, tractors, equipment, and live stocks at stipulated intervals.
  • To assist in the deposit mobilization efforts by encouraging the farmers or small borrowers.

Steps To Practice Unlimited SBI Clerk Prelims Questions

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SBI Clerk Promotions and Career Growth

There is no doubt that the SBI Clerks will have immense growth opportunities compared to the other clerical designations. Additionally, the junior associates will also get an opportunity to reach the position of general manager if they are working with SBI. The promotion opportunities for the SBI Clerk are as follows.

  • In-cadre Promotion
  • Promotion to Officer Cadre

SBI Clerk In-Cadre Promotion

SBI Clerk In-Cadre is a time-bound promotion and is based on the home postings:

  • After 10 years of service, the assistant will be promoted to the position of senior assistant. Besides the salary, the SBI Clerk will receive a special allowance of INR 1800 every month, and this allowance will exclude the basic pay. 
  • After 20 years of service, the assistant will become a special assistant and will be receiving a special allowance of INR 2500 every month.
  • After 30 years of service, the assistant will become a senior special assistant and will be paid a special allowance of INR 3500 every month.

SBI Clerk Promotion to Officer Cadre

After completing 30 years of service, the clerks will become trainee officers. There will be a probation period of 2 years for the trainee officer. After the probation period, they will go through a personal interview. The candidates will be promoted to the middle management grade (Scale II) if they pass the interview round successfully.

After completing 6 or 12 years of service in the normal track channel, they can become Scale I officer, even in the junior management grade. CAIIB or JAIIB qualification is mandatory to get faster promotion.

Candidates can check out the frequently asked questions and their answers related to the SBI Clerk Career 2022:

Q.1: What is the in-hand salary of the SBI Clerk?

Ans: The in-hand salary of the SBI Clerk varies between Rs.20,000/- to Rs.25,000/- per month at the joining time.

Q.2: What is the SBI Clerk’s salary for a metro city like Mumbai?

Ans: The in-hand salary for the SBI Clerk of Mumbai is around Rs.29,000/-.

Q.3: Are there any benefits given to SBI Clerk apart from their salary?

Ans: Apart from the salary, SBI Clerks are given provident funds, pension, medical leave fare, travel, newspaper, city, and house rent allowance.

Q.4: Can an SBI Clerk become PO?

Ans: The SBI provides various opportunities for its employees to grow within the organisation. Multiple promotion interviews and exams are conducted at regular intervals, where the clerical cadre can get promoted to the Officers’ post gradually over a period of time.

Q.5: Is SBI Clerk a good job?

Ans: SBI Clerk is said to be one of the most sought-after posts in the banking sector. SBI Clerk is a permanent job with a decent salary and includes multiple perks and benefits. This is a respectable post with high responsibilities.

Q.6: Which among SBI Clerk and IBPS Clerk is a good job opportunity?

Ans: SBI Clerk and IBPS Clerk offer a similar job profile to the employee. The only minor difference is the salary of these two.

Q.7: What is the probation period for SBI Clerk 2022?

Ans: The probation period for SBI Clerk 2022 is 6 months.

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We hope this article on SBI Clerk Career 2022 will help you. Stay tuned to for the latest news and updates on SBI Clerk 2022!

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